You get pneumonia when germs or foreign substances enter your lungs, overwhelm your immune system, and cause inflammation in the tiny air sacs (alveoli), which then fill with fluid or pus.123
How Germs and Substances Enter Your Lungs
- Inhaling Respiratory Droplets: You can catch contagious bacteria and viruses when an infected person coughs, sneezes, or talks, and you breathe in those airborne droplets or touch a contaminated surface and then touch your face.12
- Secondary Viral Infections: Many cases of bacterial pneumonia start after you already have a viral illness like the flu, COVID-19, or a common cold. The initial virus weakens your respiratory defenses, making it easier for bacteria to take hold.12
- Aspiration: You can get aspiration pneumonia if you accidentally inhale food, drink, vomit, or saliva down your windpipe and into your lungs. This is more likely if a health condition, medication, or substance use disturbs your normal gag reflex.123
- Inhaling Fungi: You can inhale fungal spores from contaminated soil or bird droppings. This type of pneumonia is rare in healthy individuals.123
Main Causes of Pneumonia
- Bacteria: Streptococcus pneumoniae (pneumococcus) is the most common bacterial cause. Other bacteria include Mycoplasma pneumoniae (often called walking pneumonia), Haemophilus influenzae, and Staphylococcus aureus.
- Viruses: Common culprits include influenza (the flu), respiratory syncytial virus (RSV), and SARS-CoV-2 (COVID-19).
- Fungi: Less common and typically affects people with weakened immune systems or chronic health issues.123456
Who is at Higher Risk?
Certain factors make it easier to develop pneumonia:1
- Age: Infants, young children, and adults over 65.
- Medical Conditions: Asthma, COPD, heart disease, diabetes, or a weakened immune system.
- Lifestyle Factors: Smoking damages lung tissue and makes infections more likely.123
For detailed guidance on symptoms, risk reduction, and vaccination options, visit the NHS Pneumonia Guide or the Cleveland Clinic Pneumonia Overview.12


